Travel insurance deals & discounts

Protecting yourself while you're on holiday is essential, but it needn't be expensive thanks to the variety of travel insurance discount codes, special offers and online deals available. Whether you're after an annual policy or single trip cover, there's a deal for you.

Popular travel insurance providers

Featured travel insurance offers

  • Save EXTRA 5% on travel insurance with Holiday Extras
  • Buy single trip & annual multi trip insurance policies
  • Rated 'Excellent' by over 23,000 customers on Trustpilot

Travel insurance deals & discount codes

Discover our collection of the best travel insurance discount codes and deals to save on essential protection for your next holiday in 2025/2026. Keep an eye out for offers on single trip or annual multi-trip insurance covers plus cruise or ski specific promotions.

  • Save EXTRA 5% on travel insurance with Holiday Extras
  • Buy single trip & annual multi trip insurance policies
  • Rated 'Excellent' by over 23,000 customers on Trustpilot
  • Buy annual multi-trip travel insurance from £32.39
  • Covid cover included in policy for FREE
  • Policies available for pre-existing medical conditions
  • Buy annual, single trip & sports add-on travel insurance
  • Unlimited access to HealthHero & 24/7 helpline in the UK
  • Plus options for winter sports, cruises, golf & more
  • Cover multiple trips over the next 12 months
  • Annual travel insurance available from £39.99
  • Alternatively long stay travel insurance also available
  • Save up to 20% on Saga Travel Insurance
  • Discount available for single trip & annual policies
  • New policies only. Cannot be combined with other offers

Expires at 23:59 on Thursday 29th May 2025

  • Buy annual multi-trip travel insurance from £10.20
  • Policy covers all trips including including ski
  • Ideal for frequent travellers. 7 levels of cover
  • Buy single trip travel insurance from £9.70
  • Includes medical emergencies, possessions & cancellations
  • Ideal for infrequent travellers & holidaymakers
  • Buy single trip travel insurance from £7.03
  • Cover designed for individual trips for specific travel dates
  • Prices correct - April 2025 & may vary based on requirements
  • Get a quote on comprehensive travel insurance
  • Covid-19 medical expenses covered for under 65s
  • Plus lost baggage & delay. 24/7 emergency assistance
  • Buy medical cover for pre-existing conditions with Avanti
  • Get 24/7 medical support & unlimited medical expenses
  • Plus unlimited medical expenses with 'Deluxe' policy
  • Save on single trip insurance for up to 5 days across Europe
  • Prices for the over 50s start from just £9.99
  • Cover also available for pre-exisiting medical conditions
  • Buy single trip travel insurance from £5.45
  • Choose between 7 levels of policy cover
  • Including trip cancellation, 24/7 medical assistance & more
  • Buy ocean & river cruise cover with Avanti Travel Insurance
  • Choose between 'Classic' & 'Deluxe' policies
  • Specialist cover includes cabin confinement & itinerary change
  • Buy single trip travel insurance from £5.50
  • Annual multi-trip policies available from £40.50
  • Winter sports from £15.25 & backpackers from £42
  • Buy cruise travel insurance cover from £10.72
  • Includes emergency medical expenses, repatriation & more
  • Prices correct - April 2025 & may vary based on requirements
  • Save on single trip & annual multi-trip cover
  • Get travel insurance for pre-existing medical conditions
  • Compare prices on policies from leading insurers
  • Cover all pre-existing medical conditions with Staysure
  • Get a quote online for medical travel insurance
  • Includes cover for cancer, heart conditions & diabetes
  • Get annual multi-trip cover with Avanti Travel Insurance
  • Includes cancellation cover & 24/7 medical support
  • Choose between 'Essentials', 'Classic' & 'Deluxe' policies
  • Get a quote for cruise travel insurance cover with Staysure
  • Request a quote online for comprehensive policy
  • Includes 24 hour medical emergency support
  • Get single trip cover worldwide with Avanti Travel Insurance
  • Includes cancellation cover & 24/7 medical support
  • Choose between 'Essentials', 'Classic' & 'Deluxe' policies

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Where to find travel insurance offers

There are many ways to find travel insurance offers and discount codes for your next trip in 2025/2026. Look out for great deals from travel insurance providers, brokers and comparison websites to make significant savings on every type of policy, including medical cover, baggage loss, cruise cover and more.

Make sure you find the right travel insurance
Make sure you find the right travel insurance © Rawpixelimages - Dreamstime.com

Travel insurance companies

Discover the best travel insurance deals from a variety of well-known travel insurance companies, with cover available for everything from medical assistance to trip cancellation.

Find out more about some of the travel insurance companies you can purchase travel insurance from below:

Travel insurance brokers

As well as buying travel insurance directly from providers, you can choose to buy cover from a travel insurance broker. One of the main benefits of ordering travel insurance through brokers is that they provide personalised advice, helping you understand the different types of cover available and comparing various policies to find the best coverage for your needs.

If you do need to make a claim, travel insurance brokers can also guide you through the process. Some may charge fees for their services, but most brokers will be compensated by the travel insurance companies they work with.

Discover some of the travel insurance brokers you can buy your travel insurance through from the list below:

Comparison websites

Heading over to a comparison website is another popular way of sourcing travel insurance. Allowing you to filter your search to suit your specific travel cover needs, comparison websites give you access to a wide variety of insurers and make it easy to view and compare different policies and prices in one place.

Many comparison websites also include customer reviews for each insurance provider to give you an idea of how reputable and reliable each policy is.

Explore some of the comparison websites you can view, compare and book travel insurance with from the list below:

What's the best type of travel insurance?

When it comes to travel insurance, there are many different types of policies available; each option provides different coverage for specific aspects of your holiday. Discover some of the most common types of travel insurance below.

Single trip cover

Single trip cover provides protection for a single trip for a specified duration, covering travellers whilst they're away and expiring once the trip has been completed.

Typical single trip policies cover a range of different circumstances, including medical emergencies, baggage loss, flight delays and trip cancellations. If you're an occasional traveller or you're planning a one-off trip, single trip cover is the most cost-effective option, giving you targeted coverage one trip at a time.

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Annual (multi-trip) cover

If you plan on making regular trips throughout the year, an annual (multi-trip) policy is a convenient and cost-effective type of travel insurance. Designed for frequent travellers, it provides coverage for multiple trips within one year, saving you the hassle and cost of having to purchase separate policies for different trips.

Annual policies often provide global coverage and cover both business and leisure trips, with the option to tailor your policy to suit your needs. Some examples of how you can tailor your policy include increasing your medical limit and adding adventure sports coverage or rental car insurance.

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Medical cover

Medical cover is a type of travel insurance that provides financial protection for any medical expenses that may arise during your trip.

Policies can cover a wide range of different scenarios during your trip, including emergency medical assistance, hospital administration costs, needing emergency dental care and experiencing travel delays as a result of medical reasons.

Taking out a policy with medical cover is recommended as medical care can be very expensive for travellers in some countries. Having protection in place gives you peace of mind that you won't have to pay hefty fees should an unfortunate health situation arise.

Travellers also have the choice to purchase travel insurance that covers emergency situations linked to pre-existing medical conditions such as diabetes, cardiovascular conditions, cancer and autoimmune diseases.

Since having a pre-existing treatment can increase the chances of requiring emergency treatments while travelling, coverage is usually more expensive. However, having a policy in place that covers your pre-existing medical conditions will ensure you're financially protected should you require any medical assistance during your trip.

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Ski cover

Ski cover is a type of travel insurance designed for anyone planning to ski or snowboard during their trip. It protects against a variety of potential risks associated with those specific sports and covers any medical expenses as a result of injury.

Many ski travel insurance policies also cover any costs that arise as a result of ski equipment loss or damage, ski trip cancellation and piste closures.

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Cruise cover

Travellers embarking on a cruise can take out additional protection that covers any risks or incidents that occur during a cruise or other maritime travel. Cruise policies cover situations such as requiring medical treatment while onboard, missing your cruise departure time, losing your luggage and causing accidental damage to property.

Since cruises bring their own risks that aren't usually covered by standard travel insurance, if you're embarking on a cruise, it's advised that you take out cruise cover to ensure you're financially protected should anything go wrong.

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Travel insurance for the over 60s

Travellers aged 60 or over can take out specialist travel insurance that covers them in the event of an emergency while travelling. Since older travellers are more likely to have pre-existing medical conditions or develop new health concerns while travelling, taking out a specialist policy can provide more comprehensive cover.

Some travel insurers apply an upper age limit of 65 or 70 for their standard policies. However, there are many providers that provide coverage for travellers over 70 with prices generally increasing the older you are.

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Top tips for saving on travel insurance

There are many ways to reduce the price of your travel insurance premium. Find out about some of the ways you can save money on your travel insurance below:

  • Browse our travel insurance promo codes - discover our round-up of the best discount codes and deals and save money on everything from ski cover to over 60s' travel insurance
  • Shop around - compare a variety of quotes from different providers to find the most cost-effective policy for your travel needs
  • Opt for annual cover - if you're a frequent traveller planning multiple trips in one year, an annual multi-trip policy can save you both time and money
  • Tailor your policy - the more coverage your policy offers, the more expensive your premium; personalise your cover so that you're not paying for anything you don't need, or opt for basic coverage to save money
  • Increase your voluntary excess - opting for a higher excess can reduce the cost of your policy; just make sure you can still afford to pay the excess amount in case you do need to make a claim
  • Cover the full group on one policy - if you're travelling as a family or a large group, take out a policy that covers the whole party; most travel insurance providers offer policies for groups of 10 to 20 people, which often work out cheaper
  • Check whether you're already covered - some bank accounts and credit cards offer travel insurance as a benefit to customers; before taking out a new policy, check whether you're already covered so that you're not doubling up on travel insurance

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Travel insurance excess

The excess (or deductible) is the amount you'll need to pay towards your claim before the insurance provider pays out. There are two types of travel insurance excess: compulsory and voluntary.

Most travel insurance policies include a compulsory excess, which is set by the insurance provider. You can then decide to add a voluntary excess amount, which may help to reduce the overall cost of your insurance.

Some providers offer travel insurance with no excess, but these policies are usually more expensive. There are also fewer no-excess travel insurance policies available, meaning you might end up paying for additional coverage you don't need.

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Understanding travel insurance discount codes & promotional vouchers

Travel insurance discount codes (also known as offer codes or promotional codes) can save you money on your travel insurance policy.

Many travel insurance companies provide travel insurance offer codes, helping customers save a percentage or fixed amount on their policy. Discount codes are also available for additional services. Make sure to always read the small print (T&Cs) before buying travel insurance with a discount code.

Some promo codes may be automatically applied to your booking, or you may be required to input the code during the checkout page on the travel insurance company's website.

Browse the latest discount codes and deals from travel insurance providers, brokers and comparison websites, and make sure you're financially protected in 2025/2026 for less.

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FAQs

Is travel insurance mandatory?

Travel insurance is optional in most countries, however, some parts of the world legally require you to have a policy in place before travel. Purchasing travel insurance is highly recommended regardless of your destination so that you're financially protected in the event of unexpected circumstances.

Will travel insurance cover me if I'm pregnant?

Yes, most single and multi-trip travel insurance policies generally cover women up to 38 weeks of pregnancy (or 32 weeks if pregnant with twins). As pregnancy isn't considered a pre-existing condition, you shouldn't expect to pay more for your policy unless you have complications.

If you're planning a trip while pregnant, it's recommended that you let your insurer know so that you can double-check you're fully covered in all scenarios. You should also consult your midwife or doctor before travelling.

How far in advance of my trip should I purchase travel insurance?

It's highly recommended that you purchase your travel insurance policy as soon as you book your trip. This will give you maximum protection in case you need to cancel or reschedule your trip as a result of unforeseen circumstances.

Can't find what you're looking for? Head back to our complete collection of travel insurance deals and discounts to browse even more great travel offers for 2025/2026.

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